Perkins Loans

Perkins Loans

NOTE: The Federal Perkins Loan Program is scheduled to expire on October 1, 2017. To be eligible for the Perkins Loan during the 2017–18 school year, the first disbursement must be made prior to October 1, 2017. For the loan to disburse, it must be accepted and the Promissory Note and Entrance Counseling (if applicable) must have been completed and processed. Additionally, students would need to meet other general student eligibility requirements before the loan can disburse. We recommend completion of all requirements well in advance of the October 1 date to allow sufficient time for processing. Any Perkins Loans that are not disbursed by October 1, 2017, will be cancelled and will not be eligible for reinstatement.

Common Activities

  • ECSI borrower website (link is external)  Manage your Perkins loan. Make payments, view bills, update contact information, access benefit request forms, and more.  The UO School Code is 7v. Your UO ID number or social security number is your account number.  Heartland-ECSI Website Help: 888-549-3274.
  • Promissory notes and entrance counseling Sign Perkins Master Promissory Note, acknowledge disclosures and complete Entrance Counseling on-line.
  • Loan Repayment Exit Counseling, grace period, payment options, and billing information.
  • Loan Cancellation Up to 100% of the loan may be cancelled for qualifying services or occupations.
  • Loan Deferment and Forbearance Suspension of payments with or without interest accrual.
  • Past Due Loans Late fees, loan rehabilitation, hardship repayment options, payment arrangement on past due loans.

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