Under the emergency loan program, a maximum of $300.00 may be borrowed for up to ninety days interest free with a Service charge of $8.00 per loan. One Emergency Student Loan may be borrowed per term/semester.
To qualify for an emergency loan, a borrower must be admitted to the university and enrolled for the current term, with no outstanding Emergency Student Loans, and his or her student billing account must be in good standing. Past due charges are deducted from the proceeds of the loan.
University of Oregon staff members, Community Education and AEI students are not eligible to apply for an Emergency Student Loan. Apply for an Emergency Student Loan by emailing stubills@uoregon.edu. Please include your name, student ID number and amount you are requesting. All funds will be sent by direct deposit or check mailed to the mailing address in Duckweb. Click here for directions to setup direct deposit. After 90 days, loans that have not been repaid are subject to the Billing Account Terms and Conditions.
Undergraduate and Graduate Students:
| Term | Loans Available |
| Fall Term 2025 | September 22 - December 12 |
| Winter Term 2026 | December 29 - March 20 |
| Spring Term 2026 | March 23 - June 12 |
| Summer Term 2026 | A week before your classes begin - June 22 |
Law Students :
| Semester | Loans Available |
| Fall Semester 2025 | August 18 - December 18 |
| Spring Semester 2026 | January 5 - May 11 |
| Summer Semester 2026 | May 19 - Aug 7 |